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Homeowners have a little more than a month to apply for a state grant that can assist with mortgages, property taxes, insurance, and HOA fees.
Illinois will no longer accept applications on Oct 31., for the Homeowner Assistance Fund Program.
Illinois Homeowner Assistance Fund (ILHAF) supports qualified homeowners with grants of up to $60,000 for past-due mortgage payments, property taxes, property insurance, and homeowner and/or condo association fees.
Any application submitted prior to closing will be reviewed to determine eligibility, and a submitted application is not a guarantee of approval. Eligible Illinois homeowners can apply online by clicking here.
The program initially launched in April 2022 and has provided more than $246 million to help 13,730 Illinois homeowners impacted by the COVID-19 pandemic avoid foreclosure and remain in their homes while they regained their financial footing.
The average grant amount is $17,988 per household, and more than 69 percent of ILHAF funds have gone to socially disadvantaged areas throughout Illinois.
ILHAF was created by the state of Illinois to help homeowners avoid mortgage default and foreclosure after experiencing a financial hardship related to the COVID-19 pandemic. Payments are made directly to the mortgage servicer, taxing body or other eligible entity once a homeowner’s application has been approved. To qualify for ILHAF, Illinois homeowners must meet the following criteria:
Proof of citizenship is not required to apply and receive ILHAF assistance. ILHAF assistance is not a public charge benefit.
For more information, click here.